Payment Policy

Welcome to Flexwearhub. We are committed to providing a secure, transparent, and convenient checkout experience for every customer. To ensure the highest level of payment security, all transactions are processed through trusted payment providers using industry-standard encryption and fraud prevention technologies.

This Payment Policy explains the payment methods we accept, how transactions are processed, billing practices, and important information regarding payment security.

1. Accepted Payment Methods

Flexwearhub uses PayPal’s secure payment infrastructure to process online transactions safely and efficiently.

Customers may complete purchases using any of the following payment methods:

Payment Method	Description
PayPal	Checkout using your personal or business PayPal account.
Visa	Major credit and debit cards processed securely through PayPal.
Mastercard	Accepted through PayPal’s secure payment gateway.
American Express	Accepted where supported by the payment provider.
Discover	Processed securely through our checkout system.

2. Payment Security & Data Protection

Protecting your financial information is one of our highest priorities. We implement industry-standard security measures designed to safeguard your personal and payment information throughout the checkout process.

SSL Encryption

Our website is protected by Secure Socket Layer (SSL) technology. SSL encryption helps secure information transmitted between your browser and our website, reducing the risk of unauthorized access during data transmission.

Secure Payment Processing

All payment transactions are processed through secure third-party payment providers. Payment information is transmitted directly to the payment processor and is handled in accordance with applicable security standards.

No Storage of Sensitive Card Data

Flexwearhub does not store, retain, or have direct access to complete credit card numbers, security codes (CVV), or other highly sensitive payment credentials on our servers.

3. Billing & Pricing Terms

All product prices displayed on our website are listed in United States Dollars (USD).

The final amount charged to your payment method will include:

• Product price(s)
• Applicable shipping charges
• Applicable sales taxes, where required by law

The complete order total will be displayed during checkout before payment is submitted for authorization.

Shipping Charges

In accordance with our Shipping Policy, a flat-rate shipping fee of $6.99 applies to domestic orders within the United States.

There are no hidden handling fees, surprise processing charges, or undisclosed costs added during checkout.

Payment Authorization

By submitting an order, you authorize Flexwearhub and its payment processing partners to charge the selected payment method for the full order amount, including applicable taxes and shipping fees.

Your payment method will typically be charged immediately after your order is successfully submitted and accepted.

4. Sales Tax

Where required by applicable law, sales tax will be calculated based on the shipping destination and displayed clearly during checkout.

Any applicable taxes will be shown before you complete your purchase, ensuring complete transparency regarding the total amount charged.

The amount displayed on your final order confirmation and invoice represents the exact amount authorized and charged to your payment method.

5. Payment Verification & Fraud Prevention

To protect both customers and our business from fraudulent activity, certain orders may be subject to additional verification procedures.

In limited circumstances, we may contact customers to verify billing information, shipping information, identity details, or payment authorization before processing an order.

We reserve the right to cancel, decline, or place orders on hold if suspicious, unauthorized, or potentially fraudulent activity is detected.

6. Payment Errors & Failed Transactions

If your payment is declined, interrupted, or otherwise unsuccessful, no order will be processed until successful payment authorization has been received.

Common reasons for payment failure may include:

• Insufficient funds
• Incorrect billing information
• Card issuer restrictions
• Security or fraud-prevention checks
• Temporary payment network interruptions

If you experience difficulties completing a payment, we recommend contacting your card issuer, bank, PayPal, or our customer support team for assistance.

7. Refunds

Approved refunds are issued back to the original payment method used during checkout.

Refund eligibility, processing timelines, and return requirements are governed by our Return & Refund Policy.

Once approved, refunds are generally processed within 12 business days, although additional posting time may be required by your financial institution or payment provider.

8. Customer Support Contact Information

If you experience technical difficulties during checkout, notice an unexpected charge, require billing assistance, or have questions regarding a payment transaction, please contact our support team.

We are committed to providing prompt assistance and maintaining a secure, transparent payment experience for every customer.